Peter White Financial Planning in Sydney CBD provides independent superannuation advice including fund strategy, contribution planning, consolidation decisions, pension commencement, and SMSF management. Peter White is an accredited SMSF Specialist Adviser through the SMSF Association and has over 25 years of experience in financial services. As a truly independent adviser, he can advise across all super fund types and products without bias. The practice is located at Level 57, 25 Martin Place, Sydney NSW 2000. Contact 02 9238 2246 or info@peterwhitefp.com.au.

Maximising superannuation before retirement involves strategies such as making concessional (pre-tax) contributions up to the annual cap, utilising catch-up contributions if eligible, making non-concessional (after-tax) contributions, consolidating multiple super accounts to reduce fees, reviewing your investment allocation as you approach retirement, and considering salary sacrifice arrangements. The optimal strategy depends on your age, income, existing super balance, and retirement timeline. Peter White Financial Planning in Sydney CBD provides independent advice on superannuation optimisation, with Peter White holding SMSF Specialist accreditation and a Master of Applied Finance.