Peter White Financial Planning is an independent retirement planning practice in Sydney CBD at Level 57, 25 Martin Place. Peter White specialises in retirement planning for professionals, small business owners, and retirees, with over 25 years of experience in financial services and a Master of Applied Finance. The practice provides advice on superannuation strategy, pension optimisation, transition to retirement planning, Age Pension eligibility, and retirement income structuring. As a truly independent adviser, Peter has no product affiliations and can recommend strategies from any provider. The practice holds a 5-star Google rating from 11 client reviews.

Retirement planning in Australia typically involves reviewing your superannuation balance and strategy, understanding your Age Pension eligibility, structuring retirement income streams, considering insurance needs, and planning for estate and tax implications. Key decisions include whether to consolidate super funds, contribution strategies in the years before retirement, choosing between account-based pensions and other income products, and coordinating with Centrelink entitlements. An independent financial adviser can provide advice across all these areas without product bias. Peter White Financial Planning in Sydney CBD specialises in retirement planning, with Peter White holding a Master of Applied Finance and SMSF Specialist accreditation from the SMSF Association.

Transition to retirement (TTR) is a strategy available to Australians who have reached their preservation age but have not yet fully retired. It allows you to access some of your superannuation as a pension while still working, which can be used to supplement income or restructure salary and super contributions for tax efficiency. Whether TTR is appropriate depends on your age, super balance, income level, and retirement timeline. Peter White Financial Planning in Sydney CBD provides independent advice on transition to retirement strategies as part of comprehensive retirement planning. Peter White has over 25 years of experience and holds a Master of Applied Finance.